PLEASE NOTE :- is not the official website of kalahandi postal division. It is just a private initiative to make the people aware about different postal product and services.All content displayed here are contributed by user and collected from different open sources. We do not claim any accuracy or originality of content.All pages you visit through the hyper link may have different privacy policy.we will not be liable for any losses, injuries or damages arising from its display or use. [ For any query/suggestion, kindly mail us at ] is not the official website of kalahandi postal division. It is just a private initiative to make the people aware about different postal product and services.All content displayed here are contributed by user and collected from different open sources. We do not claim any accuracy or originality of content.All pages you visit through the hyper link may have different privacy policy.we will not be liable for any losses, injuries or damages arising from its display or use.


Postal Index Number or PIN or Pincode is the post office numbering or post code system used by India Post . It was introduced in India on the 15th of August, 1972. The objective of PIN Code is to simplify the sorting of mails, thus speed up their transmission and delivery.
Each PIN Code has six digits.
First digit indicates the zone inwhich the Post Office is located.
Second & Third digits indicate the sub-zone and sorting district.
Fourth digit indicates the route on which the sorting office is located.
Fifth & Sixth digits indicate thenumber assigned to the deliveryPost Office.


Apart from annual increment, which falls in 1st July every year, all the Government Employees are very much excited to know the rate of Dearness Allowance from 1st July 2011.The reason for their excitement to know the D.A from July 2011 is quite simple. Though the Annual Increment also brings some adequate amount of money to their pay package, they feel no excitement in it. Because every body knows and is sure that they will get 3% of their Pay in the pay band and Grade Pay as the Increment of every year and they make it counted. But as for as D.A is concerned nobody knows what will be therate of increase in Dearness Allowance, as the AICPI Numberfor the Industrial Workers for the month of June 2011 will be announced probably on 31st July 2011.The amount of increase in Dearness Allowance will make their pay packet big. Unexpected increase in salary will decrease their expected financial burdens. This is the reason many of us curiously searching for the prediction over Dearness Allowance.

Core Banking System in Post Office

What is Core Banking Project?

India Post has a vision to be one of the leaders in providing banking and money remittanceservices to the citizens of the country with a focus on the rural population. This vision translates into the following strategy: Be the first choice in savings bank deposits schemes with innov ative customer-centric services Provide access to diverse financial services products thereby becoming the engine of economic and social growth Increase operational efficiency through the induction of state of art technology. In order to meet the requirements and need of the India Post 2012 Project, Core Banking Solution (CBS) willbe implemented across India Post covering all the post offices. CBS is networking of branches, which enables customers to operate their accounts, and avail banking services from any post office onCBS network, regardless of where they maintain their account. The customer is no more the customer of a particular post office. Thus, CBS is a step towards enhancing customer convenience through ‘Anywhere and Anytime Banking ’. CBS /Postal Banking solution is part of the overall solution planned for Indiapost, 2012


Department of Posts has tied upwith Reliance Money Limited forthe sale of Gold Coins through selected Post Offices. The scheme was introduced at 103 post offices in Delhi, Maharashtra, Gujarat and Tamilnadu Postal Circles on 15.10.2008.
Reliance Money Limited suppliesGold coins of denominations - 0.5gram, 1 gram, 5 grams and 8 grams of 24 carat (99.99% pure) to all the listed post offices. These gold coins bear the logo of India Post. The sale of gold coins is carried out through its web-based Gold Inventory Software. The coins are packed in a sealed cover with certification from Valcambi, Switzerland which has low risk of duplication.


Speed Post Passport Service is a premium service offered by the Department of Posts, in collaboration with the Ministry of External Affairs. Now you can submit your Passport applications at post offices, for processing at no extra cost.
Sale of Passport Application Forms at select Post Offices.
Acceptance of filled up Applications after verification.
On-the-spot allotment of File Number & Key Number, on
acceptance of the filled up Applications.
Rates & Fees
Cost of Application Form (inclusive of A4 size envelope) - Rs.20/-
Processing Fee payable along with filled application - NIL


Postal Identity Card is issued under clause 63 of the Post Office Guide - Part I for the benefit of tourists, traveling representatives of firms and other members of the public who experience difficulty in establishing their identity in connection with postal transactions, e.g., receipt of registered and insured articles and payment of money orders in the post town through whichthey pass. These cards will be obtainable at any head post office by literate persons whoseidentity is well established in the locality in which they resideor who can be vouched for by substantial permanent residentsknown to the postmaster.
The card will contain a full description of its holder, his signature and photograph and will be current for a period of three years from the date of issue. After the expiry of the period of validity of the card, a fresh card will have to be applied for.
The use of these cards is entirely optional. Holders will ordinarily receive delivery of postal articles and payment of money orders on their presentation but in cases of doubt it will be open to postmasters to make such further enquiry as they may consider necessary to establish the identity of the applicants with the holders of the cards and to demand additional corroborative evidence of such identity.
In the event of the loss of a card, a duplicate will be issued to the holder on the conditions laid down in sub-clause (2) above besides paying the prescribed fee and on his givinga written declaration absolving the department from all responsibility in the event of the misuse of the original.

Post office superintendent penalised for delaying payment

The Haryana Consumer Disputes Redressal Commission has penalised the senior superintendent of Head Post Office, Karnal, for delaying payment after the maturity date of Indira Vikas Patras (IVPs) purchased by a resident of the city. Ashwani Issar, a resident of Urban Estate, Karnal,had initially filed a complaint in the Consumer Disputes Redressal Forum, Karnal. Statingthat he had presented his IVPs worth Rs 20,000, which maturedin November 1999, to the Head Post Office in December 1999, Issar alleged that officials kept delaying the payment on one pretext or the other. He said his earnest money of Rs 22,000 given for a plot had to be forfeited since he could not make the balance payment in time. The Karnal forum directed the Head Post Office to pay Rs 20,000 to Issar, along with Rs 22,000 for the harassment. The post office appealed against theorder and said the payment wasdelayed because it was to be made through cheque. Commission President Justice R SMadan and Judicial Member B M Bedi observed that this stand did not absolve the post office of its liability, because it was under obligation to pay the amount on the same day. The commission, however, reduced the penalty of Rs 22,000 to Rs 2,000.

Governance and organization of india post

The postal service comes under the Department of Posts which is a part of the Ministry of Communications and Information Technology under the Government of India . The apex body of the department is the Postal Service Board. The board consists of a chairman and six members. The members hold the portfolios of Operations & Marketing , Infrastructure & Financial Services , and Personnel . The Joint Secretary and Financial Advisor to the Board is also a permanent invitee to the Board.
India has been divided into 22 postal circles, each circle headedby a Chief Postmaster General. Each Circle is further divided into Regions comprising field units, called Divisions, headed by a Postmaster General. Other functional units like Circle Stamp Depots, Postal Stores Depots and Mail Motor Service may exist in the Circles and Regions.
Besides the 22 circles, there is a special Circle called the Base Circle to cater to the postal services of the Armed Forces of India. The Base Circle is headed by an Additional Director General, Army Postal Service holding the rank of a Major General .

Inauguration of enrolment activity of AADAHAR Number in POs in Orissa

In the function presided by Mrs. Hilda Abraham, Chief PMG, Sri Bijay Kumar Patnaik, Chief Secretary to Govt. of Orissa inaugurated the enrolment activity of AADHAAR Number in Post Offices in Orissa Circle on 19.07.2011 at Bhubaneswar GPO.

UIDAI launches ‘Aadhaar’ project in Orissa

The Unique Identification Authority of India ( UIDAI )) launched its Unique Identification (UID) number project ‘Aadhaar’ in Orissa .
All residents above the age group of one year shall be enrolled in the project.
In a symbolic ceremony at Raj Bhawan, the state’s first citizen Governor M C Bhandare was enrolled under the project by Smart Chip Limited , an enrollment agency engaged by State Bank of India which is acting as a registrar under the scheme.
‘Aadhaar’, a project the government termed as the “number for life”, promises a dignified life to the poor in the country. Once implemented, thisunique scheme is expected to change the social service delivery landscape forever wherein all residents shall be identified through a capture of essential demographics and biometrics such as fingers scan, iris scan, digital photograph, etc.
The database of all residents of India shall be linked with central and state government schemes which would benefit all residents especially to peoplebelow poverty line by identifying them and bringing them into the broader umbrella of various government schemes.


The following Rules and Manuals are referred in respect of Savings Bank Operations and services:

        The Government Savings Banks Act, 1873
      The Government Savings Certificates Act, 1959
      The Post Office Savings Bank General Rules, 1981
      The Post Office Savings Account Rules,  1981
      The Post Office Recurring Deposit Rules, 1981
      The Post Office Time Deposit Rules, 1981
      National Savings Scheme Rules, 1992
      Post Office  (Monthly Income Account) Rules, 1987
      Indira Vikas Patra Rules, 1987
      National Savings Certificates (VIII  Issue) Rules, 1989
      Kisan Vikas Patra Rules, 1988
      National Savings Scheme Rules, 1987
       The Post Office Savings Certificates Rules, 1960
        Senior Citizens  Savings Scheme Rules, 2004
        Post Office Savings Bank Manual Volume I
        Post Office Savings Bank Manual Volume II
The Post Office Guide Part I relates to Inland Post. It contains clauses related to
     Organization of the Department,
     Type of Post Offices,
     Business Hours,
     Post Office Holidays,
     Payment of postage, stamps and stationery,
     Franking machine,
     Spoiled or defaced stamps,
     Fictitious stamps,
     General rules as to packing, sealing and posting, manner of affixing postage stamps,
     Methods of address,
     Certificate of posting,
      Recall of posted article,
     Delivery of mails,
     Refusal of article,
     Obligation to pay charges,
     Recovery of charges due,
     Payment of money orders,
     Post boxes, post bags,
     Identity cards,
      Post restante,
      Instruction regarding address change,
      Post office monopoly in the conveyance of letters,
      Legal responsibility of the post,
      Services which cannot be claimed,
      Licenses for sale of postage stamps,
      Non-exchange of postage stamps and stationery,
      Acceptance of small coins,
      Articles addressed to deceased persons,
      Liability to detention of certain mails,
      Facilities provided by postmen in rural areas,
      Issue of post office forms,
      Acceptance of cheques,
      Last dates for payment of dues,
      Letter and parcel post,
      Special packing instructions,
      Letter cards,
      Post cards,
      Business reply service,
      Book packets,
      Book packets containing printed books,
      Book packets containing periodicals,
     Pattern and sample packets,
     Blind literature, packets,
     Registered newspapers,
     Air mail services,
     Value payable articles,
     Official postal articles,
     Prohibited articles,
     Money orders,
     Telegraphic money orders,
     Indian postal order,
     Postal life insurance.


        Post office Guide part-II relates to Foreign Post. It contains clauses relating to
       definition of Foreign Post,
       category of Foreign Postal Articles,
        Universal Postal Union,
       Asian Pacific Postal union,
       General applicability of Inland Regulations,
       general regulations applicable in the Letter Post,
       Conditions relating to various classes of Letters Post i.e. Post cards, Printed papers, Small Packets and Literature for Blinds,
      Conditions relating to various special services in the Letter Posts, Parcel Post, Insured Parcels,
      Compensation for loss, damage or abstraction of contents,
      Parcels for delivery free of all charges and fees,
      money order, Air Mail Money orders, Telegraphic Money orders,
      British Postal order, Irish Postal order,
      V.P. and C.O.D. Services,
      Custom Control, Prohibitions and Restrictions,
      Enquiries and Complaints, Prohibitions and Restrictions applicable to various Countries and  Details of countries providing optional services and other special provisions.    
            It has two volumes containing the list of Post offices.
            Post office Guide Part-IV relates to Post office Savings Bank and Post office Saving Schemes. It consists of the sections relating to
       Post office Saving Bank General Rules,
       Post office Savings Accounts rules,
       Post office Time Deposits Rules,
       Post office Recurring Deposit Rules,
       Post office Savings Certificates Rules,
       National Savings Certificates (VI- Issue),
       National Savings Certificates (VII-Issue),
       National Savings Certificates (VIII-Issue) and
       Social Security Certificates Rules.



       The Indian Post office Act 1898
     The Indian Post office Rules, 1933
     The Government Savings Banks Act 1873
      The Post office Cash Certificates Act 1917
      The Post office Savings Banks (Nomination) Rules, 1960
      The Government Savings Certificates Act, 1959
       The Government Savings Certificates Rules, 1960
       Post Boxes order, 1956 
Volume II Contains Rules relating to: -
       Organization of the Department,
       Appeal and petition,
       Institutions and defense of civil suits,
        Criminal proceedings,
       Employment of Govt. pleader,
       Compensation for loss of property,
       Medical aid,
       Security deposits,
       Forged, counterfeit and defaced postage stamps, coins and currency,
       Budget estimates and control and
       Misc. rules relating to official display of National flag, National anthem and National song, Naming and Changing of name of Post office, Correspondence, Cover containing official documents, Initial and signing the documents, Erasing, Case mark system, Personal files, Manual correction slip, Admittance of stranger, Maintenance of order and tidiness in office, Inland Postal Service articles, Transmission of official correspondence by foreign Post, Service money order, Reports and returns, Secret and confidential papers, Books and publications, Maps, Annual Reports, Behavior with Public, Publication for sale, Departmental Identity Card, Thumb and finger impression, Deep changing of surname, Uniforms, Production of record before Courts.
            This postal manual contains rules on the following chapters and schedules:
      Central Civil Services (Classification, Control and Appeal) Rules 1965,
      Rules relating to appointments, penalties, and appeal of employees excluded from the operation of the Central Civil Services (Classification, Control and Appeal) Rules 1965, and
       Schedules showing the administrative powers of the different classes of Officers of the Indian Postal Department, Other than those vested in and exercised by them under (1) the Indian Post office Act and the Indian Post office Rules, (2) Rules for guidance of Depositors in Post office Savings Bank, (3) The cash Certificate rules, and (4) Compilation of fundamental and supplementary Rules.
This Postal manual contains general rules relating to: -
       Appointment and Promotion
       Transfer and Posting
       Pension and Gratuities and
Special rules for Appointment and Promotion of: -             
       Gazetted Officers of Post office and RMS
       Non-gazetted officer of Post office and RMS
       Class-IV servants of Post office and RMS
       Class-IV servants of Circle office
        Class-IV servants of Postal Dispensaries and
General Rules relating to: -
       Revision of Establishments and
       Establishment of Post offices and RMS.
                        This Volume consists of Appendices relating to: -
     Rules for recruitment of Indian Postal Services Class- I Junior and Senior Time Scale
     Rules for recruitment of the Post of Time Scale Clerks of Post offices and Sorter in RMS
     Rules for recruitment to the service of RMS Sorters and clerks in Post offices
      Rules for recruitment to the service of clerk in RLO
     Rules for recruitment to the Cadre of Postmen, Village Postman and mail guards.
     Rules for recruitment to the cadre of Postal Asst. in Circle offices and Administrative offices.
     Volunteers for Army Postal Services
     Central Civil Services (Extra Ordinary Pension, Rules)
     Grant of honoraria for setting Question Papers, Valuation of Answer books and for Supervision and Investigation duties in respect of various Departmental Examination.
     Rules for recruitment to the Cadre of Stenographer.
    Rules relating to Departmental Examination.
    Rules for recruitment to the Post of Accounts officer.     
    Rules for recruitment to the Post of Daftaries and Jamadars.
    Rules for recruitment to the cadre of Asst. Hindi Supervisors.
    Rules for recruitment to the cadre of Postal Asstt. In PSD.
    Rules for recruitment to the cadre of Postal Asst. in CSD.
    Syllabus for on the job training of candidates appointed as clerks in Mail Motor Service.
    Rules for recruitment to Work Shops and Stores
    Rules for recruitment to the Cadre of PA, SBCO
    Rules for recruitment to the cadre of Overseer
    Rules for recruitment to the Post of Asstt. Supdt. Posts and Inspector Posts
    Rules for recruitment to the Post of Office Supdt. In Postal Circle Office
    Rules for recruitment to the Post of Staff Car Driver
    Rules for recruitment to the Post of Auxilliary Nurse Midwives
    Rules for recruitment to the Post of Nurses (non- resident)

This volume contains the rules on the following subjects: -
      Miscellaneous Rules
     Transmission of mails under the weighment system and appendices relating to rules for treatment of Navel Mail by Post and RMS offices
      Issue of Sorting List and Conventions
      Period of Preservation of Records
This Postal manual contains rules relating to: -
     Valuable Payable Articles and
     Miscellaneous Rules. 
This Postal manual contains rules relating to: - 
    Money Orders.
    Indian Postal Orders.
    British Postal Orders and
    Irish Postal Orders
This Postal manual contains rules relating to: -
      Accounts in Sub Post Offices.
      Duties of Postman.
Duties of Letter Box Attendants and Appendices. 
      Postal Manual Volume VII contains Rules relating to: -
      Transit Section and Mail Offices.
      Sorting Mail Offices.
      Record offices.
      Mailmen and Van Attendants.
      Mail Operations.
      Bag Accounting.
      Camp Articles.
       Governing the Relations between Railway Administration and Post office in regard to train timings.
      List of work-papers issued to Sections and Mail Offices and.
      Misc. Rules relating to Railway Mail Services.
           Postal Manual Volume VIII contains Rules relating to: -
     Personal duties of Heads of Circles and Misc. Rules related to Circle Offices.
      Personal duties of Assistant Superintendents of Post/ Inspectors of Posts.
     Personal duties of Town Inspector Of Post offices/ Public Inspector of Post offices.
     Personal duties of Overseers and Postmen.
     Personal duties of Assistant Superintendents/ Inspectors of Railway Mail Service.
     Stock Depots.
     Returned Letter Offices.
     Breaks and
This book contains rules on the following subjects for the guidance of GDSs working in Branch offices: -
     Money orders
     Postal orders
     Telegram and
      Miscellaneous Rules relating to function of Branch Offices.
     This volume contains the following Chapters.
     General Principles and Rules
     General Outlines of the Systems of Accounts
     Relations with Audit
     Supply of Funds and Other Remittance Transactions
     Revenue and Miscellaneous Receipts
     Pay and Allowances: General Rules
     Bills of Gazetted Government Servants
     Contingent Charges
     Miscellaneous  Charges
     Loans and Advances to Government Servants
     Buildings and Railways Mail Service Vans
     Provident and Other Funds
     Miscellaneous Subject  and appendices on the following matter
     Table of Concordance.
     List of Financial Rules
     Different classes of receipts exempt from Stamp Duty
     Instructions for regulating the enforcement of responsibility for losses, etc.
     Rules regarding the destruction of accounts records appertaining to the accounts audited by the Indian  Audit Department
     List of remittance transactions of Post Offices with other departments under the Government of Indian audit Department.
     List of remittance transactions of Post Offices with other departments under the Government of India
     List of remittance transactions with private firms etc.
     Rules regulating the preparation of Last Pay Certificates in case of transfer on duty or of return from leave.
     Statement showing the disbursing offices at which office establishment pay bills of the Indian Posts and Telegraphs Department (including the Posts and Telegraphs Audit Offices) are cashed.
     Procedure for disbursement of pay and allowances of establishment.
     Miscellaneous rulings relating to office expenses.
     List of important items to be classified under ‘Other Contingencies’ and list of important articles in common use in the Posts and Telecommunications Departments, the cost of which should be classifiedunder ‘Liveries and Uniforms’.  ‘Operational and Minor Equipment for Post Offices and RMS Offices’ and ‘Purchase and Repair of furnitures’ below contingencies.
     Rules for the supply of articles and subsidiary instructions for the guidance of officers who are required to make purchase of stores required for the public service.
     Instructions for the purchase of stores through Central Purchase Organization (Director-General, Supplies and Disposals, New Delhi/India Supply Mission, London/India Supply Mission, Washington).
     Rules regulating the purchase of Stationery Stores for the public service.
     Directions regulating Inter-Departmental transfers.
     Rules relating to the procedure of work done in Postal Seals Office, Aligarh.
     Conditions governing issue of Government Drafts.
     Hints on detecting counterfeit coins
     List of approved Banks
     Application form for advance/final withdrawal from Provident Fund.
     Application forms for final payment of balances in the Provident Fund, etc.
     Objects of the P&T Development Fund and Revenue Reserve Fund, etc.
     Procedure for accounting of certain categories of deposits.
     Co-operative Credit Society Dues.
     History of the convention governing relations between P&T and General Revenues.
     Procedure for the accounting of advances on account of pay and traveling allowances on transfer. 
This Financial Hand Book consists the rules relating to: -
        Supply of stamps
      Revenue Receipts
      Post office Accounts
      Railway Mail Service Accounts
      Miscellaneous Charges
       Pension Payments
      Miscellaneous subjects and appendices
      Table of Concordance
      Rules for supply and Distribution of stamps
      Rules relating to payment of interest on stock certificates
      Rules relating to the procedure to be followed when the status of a Post office is changed or when a Post office is closed.
      Rules relating to the conveyance of mail and construction, haulage and maintenance of Postal Vehicle and
      List of forms referred in Rules and Appendices in this volume.  
     Foreign Post Manual contains the rules relating to: -
     General Principles of the Universal Postal Union, Acts of the Union, Asian Oceanic Postal Union, Letter Post Items, Terms and Expressions commonly used in international post, Books of reference published by the International Bureau and the Postal administrations, Correspondence with other Administrations, Methods of Payment. Prepayment of Postage in Cash, Free Postage, Treatment of cotraband and prohibited articles, Counterfeit or fraudulent stamps and impressions, Preservation of records.
     Outward Surface Mails
     Inward Surface Mails
     Closed Surface mails in Transit
     Outward Air Mails
     Inward Air Mails
    Closed Air mails in Transit
    Closed Air mails in Transit
    Naval mails
    Enquiries and Responsibility for Loss, Damage Etc.
    Surface Letter mail Accounts
    Accounts Related to Air Mail Conveyance Dues
    General Principles relating to Parcel Service
    Outward Surface Parcels
    Inward Surface Parcels
    Closed Surface Parcel mails in Transit
    Outward Air Parcel Mails
    Inward Air Parcel Mails
    Closed Air Parcel mails in Transit
    Enquiries and Responsibility for Loss, Damage Etc. in Case of Parcels
    Parcel Accounts
    V. P. And C.O.D. System
    Foreign Money Orders
    “Through” Foreign Money Orders
    Foreign Telegraphic Money Orders
    Method of Settlement of Account
    General Account With The United Kingdom
    Budget and Statistics And Appendices consisting the
    Names of members countries of the UPU and the Optional Agreements to which they subscribe
    Names of the offices to which or offices to whom enquiries relating to unregistered item should be Addressed in different countries
    List of Foreign Countries/ Administrations for which an Enquiry regarding registered article should be forwarded direct to the office of destination instead of the office of Exchange.
    Names of the Countries for which Mumbay, Kolkata, Delhi, Chennai and Patna function as office of Exchange for surface parcels
    Mode of settlement of balance of accounts with Foreign Administration
    List of currencies in which payments are to be made or receipt accepted by India
    Name of countries/ territories, which insist on a separate Dispatch Note for each Parcel.
This Schedule contains the financial Powers of the following authorities/ officers of the Department Of Posts: -
       Postal Services
     Director General, Postal Services
     Head of Circle
     Regional Director/ Area manager
     Senior Supdt. of Post offices, Senior Supdt. of RMS, First Class Postmaster (including Presidency Postmaster),Dy. Director Foreign Post Mumbai, Supdt. Foreign Post Kolkata and New Delhi, Group ‘B’ Postmaster 
       Supdt. of Postal Seals, Aligarh.
      Principal of Postal Training Centre
      Dy. Supdt of RMS
      Director/Dy. Director PLI Kolkata
      Supdt. of Postal Stores Depot.
      Accounts Officer, ICO (SB) and Central Pairing Officer, New Delhi.
      Manager MMS. 
This manual contains rulings on the following subjects: -
       Definitions and general system of Accounts.
     Organisation and Control
     Postal  Accounts Work
     Book and Compilation
     Annual Accounts of Central Govt.
     Transfer Entries Journal and Ledger
     Cost Calculation
     Service and other Funds
     Misc. Checks
     Checking of Receipt
     Entitlement, Authorisation, and Ddrawal of Pay and Allowances of Group ‘A’ or ‘B’ officers
     Internal Check Inspection and Appendices relating to
     Extent of Checks and Review, conducted in Postal Accounts Office
     Statement /Returns dealt with in the Account Current Section
     Period of preservation and destruction of records in Postal Accounts Offices
     List of Forms Referred to in Postal accounts Manual Vol. I
     List of Account heads of the Postal Receipts and Disbursements (printed separately)
     This manual contains rulings on the following subjects: -
        Government Securities
      Post office Certificates
      Section (I) – Inland Money Order
      Section (II) – Foreign Money Order
      Indian Postal Orders
      British Postal Order
      International Reply Coupons
      Irish Postal Order
      Savings Bank etc.
      Custom Duty
      Army Postal Service Accounts and Appendices relating to: -
       Periodical Returns to be rendered by the Branch Postal Accounts Offices
      List of Forms referred to in this Manual
      This Appendix contains List of Account Heads of Department of Posts Receipts and Expenditure.
24. Book of Postal Account Forms Part I & II
                  This Manual contains Rulings on the following subjects: -
      Savings accounts
   Recurring Deposit Accounts. Duties and Responsibilities of postmaster
     Time Deposit Accounts
     Public Provident Fund Accounts
     National Savings Scheme 1987
     Monthly Income Account Scheme1987 and Appendices relating to: -
     Cheque System in Post office Savings Bank
     Pay Roll savings scheme
     Preservation Period of SB Records
     Memo of admission of SB transfer
     Register of Verification memos for withdrawal of Rs. 2500/- and above at BOs/ Single handed SOs
     Claim Application form for settlement of SB Account of the deceased depositor, where the claim is prepared on legal evidence of heirship.
     Sanction for the payment of the amount of a Saving Bank Account in the name of a deceased depositor
      Application for the purpose of availing the facility of automatic transfer from SB Account to RD account
      Register of automatic transfer from SB to RD account 
      Proforma for the Register of applications for transfer received and advices of transfer dispatched
      Application for issue of a duplicate Pass book
      Incentive scheme for GDS Sub and Branch Postmaster
      Payment of P&T and Railway Pensioners through Post office Savings Bank.
      Questionnaire for inspection of Saving Bank Branch and CO of Head Post office by the Accounts Officer ICO (SB)
       Questionnaire for inspection of SBCO by the Officer of the Circle office – Regional Director and Sr. Supdt./ Supdt. Os/Postmaster Gazetted.
      Responsibility of Divl. Supdt. towards SBCO
      Questionnaire for inspection of the office of AO ICO (SB)
      Statistical Highlights
      Syllabus for training of SB Counter Assistants
      Syllabus for training of Supervisor in SB Work. 
      Delegation of duties
      Stocking and supply of certificates
      Custody of Certificates
      Maintenance of the Stock Register
      Disposal of surplus stocks
      Yearly lists of unsold certificates
      Yearly list of unclaimed certificates
      Application for purchase of certificates- Signing of
      Application on behalf of Minors
      Modes of payment for certificates purchased
      Scrutiny of application for purchase and procedure for the issue of certificates
      Issue of Preliminary receipt
      Provisional receipts for certificates
      Purchase of certificates by persons living aboard.
      Sale of certificates independently by selected branch post offices
      Sale of certificates through authorized Agents and payment of their commission through Post Office
      Maintenance of the applications for purchase.
      Disposal of Applications of purchase received at Branch Offices
      Preparation of Journals of certificates issued
      Payment of certificates by branch offices authorized to do certificates work independently.
      Identity Slips.
      Encashment of Certificates
      Payment of Annual Interest.
      Credit of Annual Interest in SB Accounts
      Payment of Annual Interest through banks
      Encashment of Certificates of minors.
      Encashment of Certificates purchased from Provident Fund
      Encashment of certificates held in joining names
      Encashment of certificates at Branch Post Office.
      Encashment of certificates at an office other than the office at Registration.
      Partial payment and exchange of certificates
      Journals of certificates discharged and annual interest paid
      Memo of admission of payment
      Change of name of holder
      Transfer of certificates from one Post Office to another
      Transfer of certificates from one holder to another
      Pledging of certificates as security
      Disposal of unclaimed and undeliverable certificates
      Certificates spoiled before issue
      Loss or theft of certificates before issue and from the custody of post office after issue.
      Loss, theft, destruction, mutilation of defacement of certificates in the custody of the holder
      Issue of duplicate certificates
      Attachment of a certificate by a Court of Law.
      Confiscation by Customs or Excise Authorities.
      Payment of savings certificates to an authority empowered under the law
      Clerical or arithmetical mistakes in the issue of  certificates
      Encashment of certificates held by Army and Air Force personnel
      Payment of the value of certificates in the name of deceased holders
      Head Office Weekly/Monthly Summaries
      Certificates Voucher List
      Social Security Certificates
      Sale of NSCs to non-Resident Indians
      Issue of a certificate to non-Resident Indian on encashment
      Kisan Vikas Patra-Procedure to be followed.
      Indira Vikas Patra-Procedure to be followed
      Schedule of fees to be charged. And appendices
      Register of duplicate certificates issued
      Intimation of seizure of NSCs
      Claim application forms, where nomination registered
      Claim application forms, for claims on legal evidence
      Sanction of deceased claim cases
      Register for watching settlement of claims
      Period of preservation of records.
      All  Post Office Savings Bank Orders issued since 01-01-2007.             
     This manual contains rulings relating to: -
      Classification and Status of Services of Gazetted officers, Central Services class I, II, III, IV.
      Additions to Pay other than Recurring Honoraria
      Additions to Pay (Recurring Honoraria)
      Classification and Status of Services Excluded from the Operation of the Civil Services (Classification Control and Appeal) Rules and Appendices relating to: -
      Medical aid to employees of the Deptt.
      Children’s Education Allowance to Central Government Employees.
      Reimbursement of tuition fees in respect of children of Central Govt. Employees
      Dearness Allowance
      Winter Allowance
      Rates of Compensatory Allowance (Other than cost of living, Water and house rent allowance)
      House rent allowance in lieu of free quarters
      List of officers entitled to rent free quarters
        Recovery of charges from officials who have been allotted insufficient accommodation
        Central Civil Services (Revised Pay) Rules. 
     This manual contains rules relating to: -
      General Rules
      Life Insurance and Endowment Assurance
      Manner of effecting Insurance
      Manner of realizing Premia
      Payment of Policies
      Reduction, Discontinuance or Commutation and other alterations.
      Surrender of Policies
      Policies held by Persons who have left the govt. service
      Lapsing of Policies
      Revival of Policies
      Loan on Policies
      Post office Insurance Fund: Whole life Assurance–Table I
      Post office Insurance Fund: Endowment Assurance – Table II
      Post office Insurance Fund: Convertible Whole life Assurance- Table III
      Post office Insurance Fund: Anticipated Endowment Assurance Table IV and
      Appendix relating to Procedure to be followed in connection with Proposals submitted by Defence Services Personnel.
     This Manual contains rules relating to: -
      S.B. Control Procedure
      C.T.D. Control Procedure
      F.D. Control Procedure
      R.D. Control Procedure
      T.D. Control Procedure
      C.D.S. Control Procedure
      P.P.F. Control Procedure
      N.S.A. Certificate Control Procedure
      Procedure for Pairing Organisation
      Functions of I.C.O. (S.B) and Appendices relating to: -
      Particulars of Register to be maintained by the Control Organisation
      Calender of returns to be submitted by the Control Organisation
      Particulars of statements to be submitted by the A.O., I.C.O. (S.B.), to circle Office and Postal Directorate.
      And annexures containing the specimens of the registers referred to in this Manual. 
     This book contains: -
     Alphabetical list of Name of Post offices
     Their status.
33All India PIN Code Directory
34Inspection Questionnaires