PLEASE NOTE :- is not the official website of kalahandi postal division. It is just a private initiative to make the people aware about different postal product and services.All content displayed here are contributed by user and collected from different open sources. We do not claim any accuracy or originality of content.All pages you visit through the hyper link may have different privacy policy.we will not be liable for any losses, injuries or damages arising from its display or use. [ For any query/suggestion, kindly mail us at ] is not the official website of kalahandi postal division. It is just a private initiative to make the people aware about different postal product and services.All content displayed here are contributed by user and collected from different open sources. We do not claim any accuracy or originality of content.All pages you visit through the hyper link may have different privacy policy.we will not be liable for any losses, injuries or damages arising from its display or use.

Manner of Delivery of Speed Post Articles containing Passports

It has been decided by the Ministry of External ffairs New delhi that the present modality of delivering the speed post artilce containing Pass port"either to the addressee or his/her authorised representative on behalf of the addressee" is the most viable on and will be continued Passport delivery system. The said decision has been comminucated vide Department of Posts OM no: 57-01/2010-BD & MD dtd 11-04-2011.

CLICK HERE to view the said OM in original.

India Post is offering a discount of 6 per cent on gold coins on festive occasion of Akshaya Tritiya

India Post is offering a discount of 6 per cent on gold coins of any denomination purchased through post offices till June 30 to coincide with the festival season of Akshaya Tritiya. The coins are available with India Post logo in tamper-proof packaging along with certification by internationally recognised assayers in the denominations of 0.5 g, 1g, 5g, 8g, 10g, 20g and 50g of 24 carat with 99.99 per cent purity.

India Post, in association with the World Gold Council and Reliance Money Infrastructure Ltd, began selling gold coins made by Switzerland's Valcambi in 2008. At present, gold coins are available at more than 800 post offices across the country.
Findings of ‘INDIA POST – PROJECT ARROW’ Audit on “Customers’ & Staff Satisfaction Survey” conducted in 50 Project Arrow (Phase-I) post offices during March to May 2009 by M/s TUV India Pvt. Ltd.
Click here to read the full report

Government expects Rs 1,100 cr from small savings in FY'13

The government is expecting a net inflow of Rs 1,100 crore in the current fiscal from small savings schemes like PPF and MIS which became more attractive after the Centre's decision to hike interest rates on them.
"The government is expecting Rs 1,100 crore inflow in the NSSF ( National Small Savings Fund) in the current fiscal," a senior Finance Ministry official told PTI.
In order to arrest outflow of irnment has budgeted a gross borrowing of Rs 5.13 lakh crore,ded to increase interest rates on them by up to 0.5 per cent with es notified for current fiscal, the National Savings Certificates (NSC) having maturity of five and ike Public Provident Fund (PPF) and Monthly Income Scheme (MIS) last fiscal and it is estimated that there has been a outflow to the tune of Rs 12,000 crore from the NSSF.
For the current fiscal, the government has raised the interest rate on PPF to 8.8 per cent from 8.6 per cent, while MIS gives a return of 8.5 per cent as against 8.2 per cent earlier.
Post office term deposits of one and two years earn 8.2 per cent and 8.3 per cent interest, respectively, an increase of 0.50 per cent over last fiscal.
The government had in January linked the interest rates on small savings at par with other securities in the market and also raised the investment limit into PPF to Rs 1 lakh from Rs 70,000 earlier to attract more funds into the NSSF.
The decline in the inflow into NSSF last fiscal had necessitate the government to go for additional borrowing to the tune of Rs 92,000 crore.
With the increase in the interest rates for small savings, the government expects a decent inflow into NSSF, the official said, adding that "there is no need for additional borrowing in the current fiscal".
For the current fiscal the government has budgeted a gross borrowing of Rs 5.13 lakh crore, as against Rs 5.1 lakh crore last fiscal.
As per the new rates notified for current fiscal, the National Savings Certificates (NSC) having maturity of five and 10 years attract 8.6 per cent and 8.9 per cent interest, respectively, up 0.2 per cent each.
The interest rate on post office savings deposit now stands at 4 per cent.
Interest rate for three-year term deposits has been raised to 8.4 per cent from 8 per cent. Similarly, interest rate on five-year deposit has been raised from 8.3 per cent to 8.5 per cent.
The five-year recurring deposits will fetch an interest of 8.4 per cent, against 8 per cent at present.
The rate for senior citizens savings scheme (SCSS) has been hiked to 9.3 per cent from 9 per cent.

Source : The Economic Times

Department of IT Renamed Department of Electronics and Information Technology

The Department of Information Technology, DIT (Ministry of Communications and Information Technology) has been renamed Department of Electronics and Information Technology, DeitY. Recently, the Cabinet Secretariat amended the Government of India (Allocation of Business) Rules1961 and renamed the Department of InformationTechnology as Department of Electronics and Information Technology (IN Hindi it is Electroniki aur Soochana Praudyogiki Vibhag). In the early days, the Department of Information Technology was called Department of Electronics. In October 1999, it was initially made Ministry of Information Technology. But with the merger of Departments of Telecommunications and Posts in the Ministry, in December 2001, the Department acquired its current name of Department of Information Technology. However, in recent years, there has been a feeling that the electronics sector has not been given adequate importance by the Government. This resulted in a demand from various quarters of industry, academia and other stakeholders that the Department should provide increased focus tothe electronics sector. The renaming of the Department is a symbolic move in that direction. The Department is in the process of initiating several measures to renew the thrust to the Electronics System Design and Manufacturing (ESDM) in the country. A new National Policy on Electronics is under finalization and a draft of the same was released by the Minister of Communications & IT last October. The Policy outlines the rationale and road map for the development of ESDM sector in the country. One ofthe declarations made in the draft National Policy on Electronics is that the Department would be renamed as Department of Electronics and Information Technology. Accordingly, a proposal for the renaming was taken up. This change is a result of that effort. It is expected that this move will send a positive signal to domestic as well as foreign investors in the sector. Moreover, within Government and within the Department, it will help provide higherpriority to policy initiatives relating to electronics. The rechristening of the Department of Information Technology (DIT) as Department of Electronics and Information Technology (DeitY) would be ceremonially formalized at the hands of Sh Kapil Sibal , Minister of Communications and Information Technology) at an event on 19th April2012 ( Thursday) at Electronics Niketan, New Delh


D.G. Posts No. No:09-01/2005-WS-I/PE.I Dated: 9 th April , 2012
The meeting of the Committee was held on 5 th March, 2012 at 1100 hrs. in PLI Directorate. The meeting was attended by the following:
i) Shri S.K. Sinha, CGM, PLI …. Chairperson
ii) Shri V.P. Singh, DDG (Establishment)
iii) Shri Satish Kumar, Director (FA)
iv) Mr. M. Krishnan, Secretary General, NFPE
v) Mr. D. Theagarajan, Secretary General, FNPO
vi) Mr. I.S. Dabas, General Secretary, AIPEU Postmen & Group `D'/ MTS
vii) Mr. T.N. Rahate, General Secretary, NUPE Postmen & Group `D'/MTS
2. The items assigned to the Committee as per the Terms of Reference were discussed at length in the meeting. The gist of discussions and the decisions taken are as follows:
(i) Extraction of data entry work from Postmen: There was in principle agreement of the staff sidethat the Postmen had no objection in performing the data entry work provided suitable time factor for this element of work was allowed in their overall work load. The Committee noted that Meghdoot LAN norms for Postmen Module have already been circulated by the Department on 28.7.2008 for implementation in all computerized HPOs. It was, accordingly, decided that the time factor given for various activities in the Postmen Module of MD – LAN may also be provided to Postmen, if they undertake these activities. It was further decided that Directorate will consider to issue suitable instructions to all the Circles in this regard by 30 th April, 2012 as some Postmen find it difficult to make computer data entry , it was also agreed to impart necessary computer training to Postmen.
(I) Irregular computation of working hours forPostmen working in field units: Certain items in the revised norms for Postmen as issued by the Postal Directorate vide F.No.9-1/2005-WS-I/PE.I dated 5.2.2010 were agitated by the staff side. After discussion, the following decisions were taken:
a) The staff side mentioned that the timefactor of 0.42 minutes provided for `delivery of unregistered mail in multi-storied buildings' (Sl.No.2) is grossly inadequate and needs to be relaxed. It was decided that while carrying out the review of Postmen establishment, the time factor for delivery of unregistered mail (other than in multi-storied buildings as given at Sl.No.1)in the revised norms will also be provided in cases of delivery of unregistered mail in multi-storied building in which mail boxes have not been provided at the ground floor;
b) On the demand of providing the same time factor for delivery of Speed Post articles as provided for Registered Mail, it was decided that `while carrying out the review of postmen establishment, the person-specific speed post articles (Passports, Aadhaar Cards, Driving Licenses) will be provided the time factor of 2.5 minutes as provided for registered mail'.
c) The staff side vehemently demanded to work out suitable time factor for door-to-doordistance travelled by foot by the Postmen. In thecourse of discussion, the Committee noted that this demand of the staff side is being met by providing time factor for delivery of unregistered mail (other than in multi-storied buildings) to unregistered mail delivery in such multi-storied buildings which do not have mail boxes on the ground floor. Moreover, the Committee also noted that no further action on this demand is perhaps called for in view of Note No.11 providedin the Directorate letter dated 5.2.2010 which is reproduced below:
"Distance travelled means distance covered onthe main roads, lanes and bye lanes. Distance travelled covered for entering various houses is included in time factor for delivery of articles."
The Staff Side was of the view that since Note No. 11 was prepared many years back in 1975 -79,it does not reflect the present ground reality. Thisaspect may be considered by the department at the time of next review.
d) The time factor provided for travelling distance by foot and by bicycle in hilly and mountainous terrains of less congested areas needs to be relaxed in view of the extra physical efforts and timing involved in covering such areas. The staff side was informed that this aspect is under consideration by the Directorate and comments of several Circles have already been received in this regard.
(iii) Removal of minimum cycleable distance for grant of Cycle Maintenance Allowance of Postmen: The staff side was informed that necessary orders for grant of Cycle Maintenance Allowance irrespective of the distance covered bythe Postmen have been issued by the Directorate. In view of this, the staff side agreed to close this item.
(iv)Scheme of payment of incentive to Postmen for delivery of Speed Post articles: The Committeewas informed that the CGM, Business Development and Marketing Directorate (BD & MD) has already been requested to issue suitable instructions to all the Circles to the effect that all payments of speed post delivery incentive bills pertaining to Postmen may be cleared by 31 st March, 2012. It was, therefore, decided to close this item.
(v)Minimum and maximum area of beat to be covered on foot/bicycle during duty hours: The staff side demanded that the Department should prescribe the maximum beat length which a Postman is supposed to travel by foot / bicycle asthere are several cases in which the Postmen have to travel 30-40 kms. per day in effecting their deliveries. After discussion, the Committee felt that the incidence of abnormally long Postmen beats is primarily because of non-review of Postmen establishment in a propermanner in several Divisions. It was further decided that :
a)The Directorate will consider to issue instructions to all the Circles to ensure proper review of Postmen establishment, which should inter-alia include proper measurement of beat length, the rationalization of beats and demarcation of beats in such a way that a Postmen is not required to travel unduly long distance in his duty hours;
b)It was pointed out that the combination of beats being resorted to in the Post Offices having 4+ strength of the Postmen should be removed. After detailed discussion it was decided that Directorate will consider issue of instructions to all the Circles to the effect that combination of beats should be resorted to only by exception as it adversely impacts the delivery efficiency;
c)It was pointed out by the staff side that Postmen face difficulty in delivery of registered parcels weighing more than 5 kgms. each and EPP articles for which the maximum weight of 35kgms. per article has been fixed. It was highlighted that either some reasonable rate and mode of conveyance for delivering EPP articles should be fixed, or the rates of coolie charges fixed in the past should be revised for efficient delivery of registered parcel. It was decided that the Directorate will consider reiterating the instructions on coolie charges to all the Circles so that the delivery of heavy parcels is not adverselyaffected.
Additional Points:
a)The staff side drew attention of the Committee to note at Sl.No.8 in the Directorate letter No.9-1/2005-W.S.I/PE.I dated 5.2.2010 which stipulates that "area having a density of population of 2500 per Sq. KM may be taken as congested area" and pointed out that the same has been incorrectly printed as it should refer to 2500 per Sq. Mile instead of 2500 per Sq. KM. Theyquoted a clarification received from PTC, Mysore which has cited Directorate letter dated 19.2.1975indicating establishment norms for Postmen and defining congested area as having a density of population of 2500 per Sq. Mile. After discussion it was agreed that Directorate would examine and issue suitable amendment / corrigendum to the Note 8 of the revised norms of postmen establishment.
b)Creation of justified additional posts while implementing new system for delivery work and allowing postmen to write correct remarks for non delivery: The staff side drew attention to Item No.25 minutes of the last JCM meeting issued on 1.3.2012 wherein it is mentioned that the issue is under examination by the Postman Committee being Chaired by CGM (PLI). After discussion, the view emerged that this item is not part of Committee's mandate as the issue pertains to creation / redeployment of post which is basically a policy issue. However, the staff side mentioned that the Postmen were not able to write correct remarks for non-delivery of articles due to heavy work in the Project Arrow Offices. It was, therefore, decided that the experience gathered after implementation of Project Arrow in various Post Offices could be examined and, if required, instructions with regard to delivery could be issued by the Directorate.
3. With the deliberations and decisions as noted above, the Committee concluded its work with regard to the Terms of Reference assigned to it. The Committee, however, felt that the Establishment Division of the Directorate may ensure follow-up action on the decisions of the Committee so that the issues are taken to their logical conclusion.
4. The final meeting of the Committee ended with Vote of Thanks to the Chair.
(V.P. Singh)
DDG (Estt.)

Payment of Dearness Allowance to Gramin Dak Sevaks (GDS) at revised rates with effect from 01-01-2012 onwards - Reg

Dak Bhawan
Sansad Marg
NEW DELHI-110 001
No.14-01/2011-PAP Dt.12th April,2012


All Chief Postmasters General,
All G.Ms.(PAF)/Director of Accounts (Postal).

Subject::- Payment of Dearness Allowance to Gramin Dak Sevaks (GDS) at revised rates with effect from 01-01-2012 onwards - Reg.

Consequent upon grant of another installment of dearness allowance with effect from 01st JANUARY, 2012 to Central Government Employees, vide Government of India, Ministry of Finance, Department of Expenditure O.M. No.1(1)/2012-EII(B), dated 3rd April, 2011, duly endorsed vide this Department's letter No.8-1/2012-PAP Dated 3.4.12, the Gramin Dak Sevaks (GDS), have also become entitled to the payment of dearness allowance on basic TRCA at the revised rate with effect from 01-01-2012. It has, therefore, been decided that the dearness allowance payable to the Gramin Dak Sevaks shall be enhanced from the existing rate of 58% to 65% on the basic Time Related Continuity Allowance, with effect from 1st January, 2012.

2. The additional installment of dearness allowance payable under this order shall be paid in cash to all Gramin Dak Sevaks. The payment of arrears of dearness allowance for the month of January to March, 2012, shall not be made before the date of disbursement of TRCA of March, 2012.

3. The expenditure on this account will be debited to the Sub Head 'Salaries' under the relevant head and should be met from the sanctioned grant.

4. This issues with the concurrence of Integrated Finance Wing vide their Diary No.104/FA/12/CS, dated 12TH April, 2012

Yours faithfully



Dak Bhawan, Sansad Marg,
New Dehil – 110 001
No.19-10/2004-GDS (Part) Dated:10 April, 2012


Chief Postmaster General
Kerala Circle
Thiruvananthapuram – 695 033


This has a reference to your office letter No.CO/LC/21/OA/12 dated 27th Mar 2012 received only on 29.03.2012 seeking advice if the various categories of the GDS Posts as prescribed in Rule 3 (d) of GDS (Conduct & Engagement) Rules, 2011 could be classified based on the skills or hierarchy or TRCA slabs within these categories.

2. The issue has been examined in this Directorate and I am directed to clarify the position as under;-
(a) Rule 3 (d) the Department of Posts, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2011 currently recognizes only the five categories of Gramin Dak Sevaks i.e. GDS BPM, GDS MD, GDS MC, GDS Mail Packer and GDS Stamp Vendor.

(b) With the issue and implementation of orders relating to downgrading the EDSO's to EDBO's the category of GDS SPM is not in vogue. For the purposes of TRCA, Gramin Dak Sevaks are closed as three categories i.e. GDS BPM, GDSMD/SV & GDS MC/Packer, Their TRCA has been fixed based on pre-revised scales of pay of the corresponding categories of regular Government employees on pro-rata bases. Their TRCA is further based on workload assessed as per laid down norms and slabs.

(c) There is no concept of higher or lower post or skilled within a category and /or amongst various approved categories as recognized from time to time.For the purpose of direct recruitment to MTS Group C post, their seniority is reckoned with reference to date of entry in any GDS post based on seniority in the concerned division as a whole. There is no categorization of various GDS posts into 'White Collar' or 'Blue Collar' and such a classification is not also defined anywhere.

(d) The 'Recruiting Authority' mentioned in Rule 4 and further defined in the Scheduled annexed to the Department of Posts, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2011 is based on working arrangement and for administrative convenience only. As the Gramin Dak Sevaks are entitled to protection under Article 311 (2) of the Constitution as held by Apex Court, the concerned authority will exercise his disciplinary jurisdiction as per the categories of GDS, for which one is designated as recruiting authority.

(e) The existing provisions governing Limited Transfer Facility do not prescribe any restriction for allowing transfer form one category to another and amongst the various categories of Posts irrespective of TRCA slabs prescribed for these categories and even from one wing to another i.e., RMS to Postal or vice versa. The requirement is fulfilled of required qualification and other conditions for limited transfer facility.
(f) While circulating the Department of Posts, Gramin Dak Sevaks (Conduct and Employment) Rules. 2001 vide DG letter No. 22-1/2000-ED & Trg dated 24.04.2001, it was clearly provided in Para 4(ix) of letter dated 24.04.2001 that "executive instructions issued and published below the respective rules as also those brought out in other sections such as method of recruitment, etc of Swamy's Compilation of Service Rules for the Postal ED Staff shall also stand revised / amended mutandis in keeping with the amended / revised rules. Thus, the executive instructions providing for method of recruitment issued prior to circulation of the 2001 rules was provided by amending the Note II (iv) of Rule 3 of Rules and in accordance with the amended provision, limited Transfer Facility was provided under this Directorate letter No. 19-10/2004- GDS dated 17.07.2006 subject to terms and conditions mentioned therein.

(g) Hon'ble Supreme Court in the case of UOI Others vs. Kameshwar Prasad 1998 SCC (L&S) page 447 wherein the system and object of engaging EDA's and their status was considered and adjudicated upon, Held that P&T Extra Department Agent (C&S)Rules, 1964 are a complete code governing service, conduct and disciplinary proceedings against EDA's P&T EDA's Rules, 1964 were repealed and a fresh set of rules replacing the earlier rules was issued under GDS (Conduct & Employment) Rules, 2001 and thereafter 2001 rules have also been replaced by GDS (Conduct & Engagement) Rules, 2011.

(h) So far protection of TRCA is concerned, this Directorate letter No. 14-16/2001-PAP(Pt.) dated 11.10.2004 issued in supersession to all previous provisions provided for protection of TRCA on reduction of workload and redeployment of staff on abolition of post and not in cases where redeployment was made on request. These provisions were not applicable under transfers which have occurred under Limited Transfer Facility extended to GDS under this Directorate letter No. 19-10/2004-GDS dated 17.07.2006. Para 3 (iii) of this Directorate letter dated 17.07.2006 prescribed that TRCA of the new post shall be fixed after assessment of actual workload of the post measured with respect to the cycle beat in respect of GDS MD/MC/Packer/Mail Messenger in this Directorate letter No. 14-11/97-PAP dated 1.10.1987. Based on this analogy, the incumbents of GDS BPM post in terms of points. This Directorate vide letter No. 19-10/2004-GDS (part) dated 21.07.2010 prescribed further that on transfer to a new post, the GDS cannot have any claim for protection of their TRCA drawn in the old post and his/her TRCA will be fixed at the minimum of the TRCA slab of the transferred post depending upon the workload of the said post.

(i) The power to allow transfer under the Limited Transfer Facility is vested only with the Head of the Circle and not with any other lower functionary. The position on this has recently been clarified under No.19-10/2004-GDS (part) dated 19.03.2012.

3. In view of the foregoing, immediate action may please be taken to get rectified the stand in conformity with the above. In order to avoid controversies and different stands before the Court of Law in future, prior consultation/approval of the Head of the Circle in each court case is prescribed to the mandatory required before taking a stand before the Court of Law.
(Surender Kumar)
Assistant Director General GDS/PCC

Payment to Government servants other than salary etc. through e- Payment from 1st April 2012

F. No.1(1)/2011/TA/292
Ministry of Finance
Department of Expenditure
Controller General of Accounts
Dated 31th March 2012
Office Memorandum
Sub:- Payment to Government servants other than salary etc. through e- Payment from 1st April 2012

The Central Government Account (Receipts and Payments) Rules,1983 have been amended, inter alia, to provide for issue of Payment advices to the bank for direct credit by electronic transfer tothe specified bank account of the payee. As per the amendments, the Government servants are, permitted to receive their salary by direct credit to their bank accounts through payment advices,at their option Further,
the amendment also provides that all payments to government servants other than salaries exceeding the limits as specified from time to time, shall be through payment advices
2. In accordance to the above, with effect from 1st April 2012, all Ministries/Departments of the Government of India are directed to make all payments to government servants, other than salary, above Rs, 25,000. by issue of payment advices, including electronically signed payment advices.
3. Further in accordance to the amended rules, with effect from 1st April 2012, all Ministries/Departments of the Government of India are directed to make all payments towards settlement of retirement /terminal benefits such as gratuity, commuted value of pension, encashment of leave salary,CGEGIS, withdrawals from General Provident Fund, etc. by issue of payment advices, including electronically signed payment advices.
4. All Ministries! Departments and Heads of Accounting Organisations are requested to ensure the compliance of above instructions by Pay & Accounts Offices/ Accounts offices and other payment units under their control.
5. Separate orders have been issued in respect of payments to private parties such as Suppliers, contractors, grantee, loanee institutions etc,

(Soma Roy Burman)
Joint Controller General of Accounts

Split in AIPED Employees Union - A new GDS union formed under NFPE

During the 7th All India Conference of All India Postal Extra Departmental Employees Union held at Mozri in Amravati District of Maharashtra Circle,from 6th to 8th April, 2012, one group led by AP,West Bengal and Kerala circle unions break away from SSMahadevaiah led AIPED Employees union and the break away group formed a new GDS union "AIPEU GDS (NFPE)". The following office bearers are elected to the newly formed AIPEU GDS (NFPE).
All-India Chairman: Gopal pijay Sur - West Bengal.
General Secretary: P. Panduranga Rao - Gudur Dn of Andhra Pradesh.
Financial Secretary: Murugan - Kerala.

The Orissa government has hiked dearness allowance (DA) of its employees by seven per cent.

The Orissa government has hiked dearness allowance (DA) of its employees by seven per cent.The new DA rate of 65 per cent of basic pay against 58 per cent earlier will be applicable retrospectively from January 1, 2012.

Declaration of result of IP Examination-2011

Result of IP Examination-2011 has been released by the Postal Directorate. Click here to view the result

Patch for Interest Rate Changes - 01/04/2012 (except NSC& RD)

A patch is now available in SDC Website for incorporating the changes in rate of interest witheffect from 01/04/2012. This patch includes changes in respect of PPF, MIS, SCSS & TD only. For changes in maturity value of NSC VIII, NSC IX & RD instructions are awaited from the Directorate; patch will be provided later.
SDC Chennai.  Click here to download.
Rotational Transfer guide lines for 2012-13
Postal Directorate has issued Rotational Transfer guidelines for the year 2012-13 for all cadres in the Department of Posts except IPoS Group A vide letter no 141-91/2012-SPB.II dated 02.4.2012.
Click here to view the said Drectorate letter in original.


Postal Department plans to set up 1,000 ATMs across six states

The department of post (DoP) is planning to set up 1,000 automated teller machines (ATMs) across six states --Assam, Uttar Pradesh, Rajasthan, Maharashtra, Karnataka and Tamil Nadu -- under its ongoing modernisation plan, according to a top official.

"We will start execution of our modern technology programme across six circles by the end of this year. This will help in people getting core banking facility etc. We plan to have 1,000 ATMs in a phased manner. The process for this will start by the year-end," Secretary (Posts) Manjula Parasher said.

DoP has selected five major technology companies for five of its technology advancement projects. It has issued Letter of Intent to Infosys for two projects which are Rural System and Financial Services Integration, Tata Consultancy Services for Change Management, Sify for Network Integration and Reliance Communications Infrastructure for Data Centre.

The department plans to start execution of some of these projects by end of this year across six states on pilot basis.

DoP has got approval of Rs 1,877.20 crore to be spent across these projects over a period of two years and will seek additional funds when the need arises.

"Funds of Rs 1,877.20 crore have been approved. We will go ahead with that. We may need more money because implementation in some of the cases may last over a period of six and half to nine years," she said.

The secretary added the department will computerise all its 1.55 lakh post offices across the country by 2013 with over 24,000 department post offices already computerised by March.

Source:-The Times of India

Rural Postal Life Insurance (RPLI)

Rural Postal Life Insurance (RPLI) came into being as a sequel to the recommendations of the  Official Committee for Reforms in the Insurance Sector (Malhotra Committee).  The Committee had observed in 1993 that only 22% of the insurable population in this country had been insured; life insurance funds accounted for only 10% of the gross household savings.  The Committee had observed:
“ The Committee understands that Rural Branch Postmasters who enjoy a position of trust  in the community  have the capacity to canvass life insurance business within their respective areas…..”
The Government accepted the recommendations of Malhotra Committee  and allowed Postal Life Insurance to extend its coverage to the rural areas to transact life insurance business with effect from 24.3.1995, mainly because of the vast network of Post Offices in the rural areas and low cost of operations. The prime objective of the scheme is to provide insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population. As on 31.03.2010, we have 99,25,103 RPLI policies.

RPLI offers following types of plans:
  1. Whole Life Assurance ( GRAMA SURAKSHA)
  2. Convertible Whole Life Assurance (GRAMA SUVIDHA)
  3. Endowment Assurance ( GRAMA SANTOSH)
  4. Anticipated Endowment Assurance  (GRAMA SUMANGAL)
  6. Scheme for Physically handicapped persons
The salient features of the Whole Life, Endowment, Convertible Whole Life and Anticipated Endowment Schemes of RPLI are same as the corresponding schemes of PLI except that the minimum Sum Assured is Rs.10,000 and the maximum Sum Assured is Rs.3 lac.  The maximum age limit of entry is 55 years in case of Whole Life and Endowment Assurance but 45 years in case of other plans.
All the schemes have compulsory medical examination.  For the non-medical policies, the maximum limit of Sum Assured is Rs.25,000/-, and maximum age is 35 years.   In case of  Non-standard age proof for Rural PLI policies, the maximum age limit is 45 years.

PLI is the only insurer in the Indian Life Insurance market today which gives the highest return (bonus) with the lowest premium charged for any product in the market.
A PLI/RPLI  policy holder may also get following facilities :-
  • Change of nomination.
  • The insurant can take loan by pledging his/her policy to Heads of the Circle on behalf of President of India, provided the policy has completed 3 years in case of Endowment Assurance and 4 years in case of Whole Life Assurance. The facility of assignment is also available.
  • Assignment of Policy to any Financial Institution for taking loan.
  • Revival of his/her lapsed policy. Policy lapses after 6 unpaid premia if it remained in force for less than 3 years and after 12 unpaid premia if it remained in force for more than 3 years.
  • Issue of Duplicate Policy Bond in case the original Policy Bond is lost, burnt or torn/mutilated.
  • Conversion from Whole Life Assurance to Endowment Assurance and from Endowment Assurance to other Endowment Assurance as per rules.

  1. Loan is admissible on Whole Life Assurance (WLA), Endowment Assurance (EA) and Convertible Whole Life Assurance (CWLA) policies.
  2. Currency of policy should be minimum of 3 years in case of EA and CWLA.
  3. Currency of policy should be minimum of four years in case of WLA.
  4. Policy should be unencumbered/ unassigned.
  5. Loan Limit:

    (a) Whole Life Assurance
    Currency of Policy
    Percentage of surrender value on which loan is admissible
    More than 4 years to 7 years60%
    More than 7 years to 12 years80%
    More than 12 years90%

    (b) Endowment Assurance and Convertible Whole Life Assurance
    Currency of Policy
    Percentage of surrender value on which loan is admissible
    More than 3 years to 5 years60%
    More than 5 years to 10 years80%
    More than 10 years90%

  6. Insurant should apply on LI-35 (loan application) and send to DDM (PLI) alongwith policy document and premium receipt book.
  7. Second and subsequent loan is admissible after a year if the first loan is fully repaid.
  8. Loan interest @ 10% p.a is calculated on six monthly basis.

  • Whole Life Assurance (WLA), Convertible Whole Life Assurance (CWLA) and Endowment Assurance (EA) policies can be surrendered after completion of three years and payment of premia for 36 months both in PLI and RPLI.
  • Policy should be unencumbered/ unassigned.
  • Bonus is admissible only in cases of policy which have continued for minimum 5 years.
  • Surrender value depends on the surrender factor and type and term of policy.
  • AEA policies cannot be surrendered in both PLI and RPLI.
  • You should expect surrender value to be lesser than the premia you have deposited.